Terms of Service

Last updated: March 2024

1. Agreement to Terms

By accessing or using FinovaStock's trading platform and services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using our services.

2. Trading Services

2.1 Account Requirements

• Must be at least 18 years old
• Valid South African ID or passport
• Proof of residence
• Complete FICA verification

2.2 Trading Risks

Trading in financial instruments involves substantial risks, including:

• Potential loss of invested capital
• Market volatility risks
• Currency exchange risks
• Technical and operational risks

3. User Obligations

As a user of our platform, you agree to:

• Provide accurate and complete information
• Maintain the security of your account
• Comply with all applicable laws and regulations
• Not engage in market manipulation or fraud
• Not use the platform for illegal activities

4. Fees and Charges

Users agree to pay all applicable fees, including:

• Trading commissions
• Platform usage fees
• Currency conversion fees
• Withdrawal and deposit fees

5. Intellectual Property

All content, features, and functionality of the platform are owned by FinovaStock and protected by international copyright, trademark, and other intellectual property laws.

6. Limitation of Liability

FinovaStock shall not be liable for:

• Trading losses or investment decisions
• System downtime or technical issues
• Third-party service disruptions
• Force majeure events

7. Account Termination

We reserve the right to:

• Suspend or terminate accounts
• Refuse service to anyone
• Modify or discontinue services
• Block access from certain regions

8. Governing Law

These terms are governed by South African law. Any disputes shall be resolved in the courts of South Africa.

9. Changes to Terms

We reserve the right to modify these terms at any time. Users will be notified of significant changes.

10. Contact Information

For questions about these terms, please contact us at: